Want to save money? Try giving up some “nessessities”.
Jul 8, 2008 Found Online
Here are a few of the 12 things that many of us consider an integral part of life, and that also tend to lighten the ol’ wallet. With many of these, simplifying, or even giving it up all together, will save you quite a bit of moo-lah. So, if you are trying to cut costs, here are some good ideas to try.
Daily Latte
Switch to CRUNK!!! and you will save a few bucks a week!
Cable TV
There was a time where I canceled my cable to save some money, and instead just bought the shows I wanted to watch on iTunes. Doing so, I saved around $400 in a year’s time.
Second Car
I know quite a few people who have consolidated down to one car. It’s obvious all you would save in gas money, but also in insurance and maintenance. And who knows, you might meet your next best friend while waiting on the bus.
See the rest of ‘em (The Consumerist)
Tags: consumerist, gas, money, savings
Trick Yourself into Saving Money
Jun 30, 2008 Found Online
With the new iPhone coming out in less than a month, I have been looking for ways to save money other than the whole “put money into savings” thing. Lifehacker has come up with 10 non-traditional ways to save money, even if it means sort of “tricking” yourself. From the article:
Always bank your savings and discounts
It feels like free money when you hit an unexpected sale, discover a little-known rebate, or simply use a valuable coupon. Why not turn that free money into even more free money? As the Digerati Life blog points out, it’s money that’s easy to set aside, since you didn’t expect to have it, and it doesn’t require any budget reviews. It also protects that little boost from disappearing into another full-price purchase while you’re out shopping.
Sleeve your credit card with what you really want
Personal finance blogger and crusader against needless debt Trent taped pictures of his son around his primary credit card to make him think before making a purchase, and it worked. Create your own sleeve out of two card-sized pictures, and modify the motivation—whether it’s a positive (something you’re saving for) or negative (reminder of the debt you’re paying off)—and you’ll likely curb some auto-pilot spending.
I really like that second one. I have done something like that before, not related to money, but it really worked. When you are confronted with something important to you, it can be a reminder to maybe curb that spending. Anyways, the other 8 are equally as good as these, so check ‘em out.
